Invest For A Secured Future

You can start with as low as $50 a month. However, the higher your monthly premium, the faster your cash value grows.

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Vision Financial Group

What is Index Universal Life

Indexed universal life insurance is a type of permanent life insurance that has a cash value component in addition to a death benefit. The money in your cash value account can earn interest based on a stock market index chosen by the insurance company, such as the S&P 500.

When a premium is paid, a portion pays the cost of insurance based on the life of the insured, and the rest is added to the cash value. The total amount of cash value is credited once a year with interest based on increases in an index (but it is not directly invested in the stock market).

You can start with as low as $50 a month. However, the higher your monthly premium, the faster your cash value grows. Below is our recommendation:

20yrs - 25 yrs: $100 - $150

26yrs - 30 yrs: $150 - $200

31yrs - 35 yrs: $200 - $250

36yrs - 40 yrs: $250 - $300

41yrs - 45 yrs: $300 - $400

46yrs - 50 yrs: $400 - $500

50yrs- 60yrs: $500 - $1000 or more

You can start with as low as $50 a month. However, the higher your monthly premium, the faster your cash value grows. Below is our recommendation:

20yrs - 25 yrs: $100 - $150

26yrs - 30 yrs: $150 - $200

31yrs - 35 yrs: $200 - $250

36yrs - 40 yrs: $250 - $300

41yrs - 45 yrs: $300 - $400

46yrs - 50 yrs: $400 - $500

50yrs- 60yrs: $500 - $1000 or more

What are the advantages of IUL?

Less risk

Less risk: The policy is not directly invested in the stock market, thus reducing risk to zero.Interest rate ranges from 5.8 - 10% annually (Depending on market performance)

Tax free

You don’t pay taxes on interest earned!

Easier distribution

The cash value in IUL insurance policies can be accessed at any time without penalty, regardless of a person’s age.Alternative strategy for retirement

Less risk

Less risk: The policy is not directly invested in the stock market, thus reducing risk to zero.Interest rate ranges from 5.8 - 10% annually (Depending on market performance)

Tax free

You don’t pay taxes on interest earned!

Easier distribution

The cash value in IUL insurance policies can be accessed at any time without penalty, regardless of a person’s age.Alternative strategy for retirement

Trusted Partners

Where can I get an IUL policy?

You can only get an IUL through a licensed insurance agent who is appointed with companies that offers IUL. Our agents are licensed nationwide. Complete the form below and an agent will reach out to you.